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What This Means for You

Select the category that best describes your situation to see how the One Big Beautiful Bill may affect you specifically.
Home – What This Means for You

Patients & Families

Key Changes:

  • How your healthcare benefits might change overall
  • Possible changes to what your insurance covers and how much you have to pay (deductibles, copays, etc.)
  • Whether it might become easier or harder to get appointments, specialists, or certain services

What You Can Do:

  • Steps you can take to deal with these changes—like checking your plan, comparing options, or adjusting your coverage
  • Places you can go for help—programs that offer financial support, guidance, or patient assistance
  • Places you can go for help—programs that offer financial support, guidance, or patient assistance

Seniors & Medicare Beneficiaries

Key Changes:

  • Adjustments to Medicare Part A, B, or Advantage plan coverage.
  • Potential changes to monthly premiums, deductibles, and copayment amounts.
  • Updates to prescription drug benefits, including coverage gaps or formulary changes.

What You Can Do:

  • Evaluate whether switching plans during open enrollment could save money.
  • See if you qualify for “Extra Help” or other Medicare assistance programs.
  • Talk with a licensed Medicare counselor for personalized support.

People with Disabilities

Key Changes:

  • Provisions aimed at improving access to disability-specific services.
  • Changes affecting long-term care, home- and community-based services, or personal care supports.
  • Updates to accessibility and accommodation requirements for providers.

What You Can Do:

  • Connect with disability advocacy organizations for guidance and support.
  • Explore programs that help with assistive technology, home modifications, or transportation.
  • Discuss new accommodation options with your care team.

Low-Income Individuals & Families

Key Changes:

  • Changes to Medicaid eligibility, enrollment processes, or covered services.
  • Adjustments to subsidies or marketplace financial assistance.
  • Possible new work-related or reporting requirements.

What You Can Do:

  • Check whether you remain eligible for Medicaid or qualify for marketplace subsidies.
  • Use community-based organizations, clinics, or social service agencies for support.
  • Consider alternative coverage options if your eligibility changes.

Healthcare Workers

Key Changes:

  • Investments in workforce development, training programs, or staffing incentives.
  • Updates to licensure rules or scope-of-practice requirements.
  • Changes in reimbursement structures that may affect healthcare facilities.

What You Can Do:

  • Explore new training, certification, or continuing education opportunities.
  • Stay informed through professional associations and policy updates.
  • Join A.C.T. for real-time alerts, career resources, and advocacy tools.
Learn About A.C.T. Membership

Small Business Owners

Key Changes:

  • Updates to employer benefit requirements and potential tax implications.
  • Changes to small group health plan options or the SHOP marketplace.
  • New reporting, filing, or compliance expectations for employers.

What You Can Do:

  • Look into available tax credits or incentives for offering employee coverage.
  • Explore alternative benefits like HRAs, stipends, or association health plans.
  • Consult with a benefits advisor to stay compliant and manage costs.